Terms of Use & Disclaimer

1. Demonstration Platform Only

AdvisorFlow is provided solely for demonstration, training, and internal business operations purposes. This platform is not a registered investment adviser, broker-dealer, insurance company, or financial planning service. Nothing on this platform constitutes an offer, solicitation, or recommendation to buy or sell any financial product or security.

2. Not Financial, Legal, or Insurance Advice

All content, analysis, projections, illustrations, and calculations presented through AdvisorFlow — including Financial Needs Analysis (FNA) outputs, income projections, coverage gap estimates, and retirement figures — are for illustrative and proposal-preparation purposes only. They do not constitute, and should not be relied upon as, financial advice, investment advice, legal advice, tax advice, or insurance advice.

You should always recommend that clients consult a qualified, licensed financial professional, attorney, or tax adviser before making any financial decisions.

3. Accuracy of Information

All data entered into and generated by AdvisorFlow is based on user-provided inputs and simplified calculation models. AdvisorFlow makes no representations or warranties regarding the accuracy, completeness, or suitability of any information presented. Results are estimates only and actual outcomes may differ materially.

4. Limitation of Liability

AdvisorFlow and its affiliates, officers, employees, and licensors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this platform or any content generated by it. You bear sole responsibility for any decisions made — whether your own or those of your clients — based on content presented through this platform.

5. Professional Responsibility & Compliance

By accessing this platform you represent and warrant that you are a licensed or supervised financial professional operating within the scope of your applicable licences and that you bear sole responsibility for compliance with all federal, provincial, state, and local laws and regulations governing your practice, including but not limited to securities laws, insurance regulations, and consumer protection statutes.

6. Data & Privacy

You are responsible for obtaining all necessary consents from any individuals whose personal or financial information you enter into this platform. Do not enter sensitive personal data — including Social Insurance Numbers, Social Security Numbers, or banking credentials — into any field in AdvisorFlow.

7. Changes to These Terms

AdvisorFlow reserves the right to update these terms at any time. Continued use of the platform following any update constitutes acceptance of the revised terms.